Get Paid to Do Surveys for Extra Money

Need extra cash? You could take a survey for money!

Most ways to make money on the Internet require some special skills and training and some technical skills in order to get started. Many require a substantial investment in websites, domain names and specialized contractors. There are exceptions, like participating in paid marketing research and taking surveys for cash.

You see, most large companies have no real contact with consumers, the people who ultimately decide whether to buy their products or someone else’s. Just go into a supermarket and look around. Thousands of products from thousands of big companies, none of which are there!

And yet they have to know what consumers are thinking in order to improve their products, develop new products or measure which of their advertising campaigns is being seen!

To get the consumer preference info they need they hire market researchers. Market researchers send out surveys to get the answers. This is a huge business on the Internet (the fastest, cheapest way to make a survey). Every week there are thousands of surveys being made!

The only way to get people to take the time to sit down and fill out survey questionnaires is to pay them! Typical surveys pay $10 to $25 and take 7 to 18 minutes to fill out. Take a $10 and a $25 survey a day and you’ll make over $1,000 in a month!

That’s how you can receive extra cash by taking good legitimate paid surveys!

Getting money for surveys can be your route to extra spending money.

For more about how you could start receiving your checks in the mail by participating in paid market research surveys, just click on any of the links above…

– Ignacio Montoya

What About Lease Options or Rent to Own?

Obtaining a Rent To Own house can become a great alternative for somebody with poor or no credit can purchase a home. You will often hear them called names like lease/options, lease with option to buy, lease purchase, lease 2 purchase, rent with option to buy, rent to own, or rent to buy homes. The most popular name is Rent To Own, because it is exactly that – a try before you buy arrangement.

There are a a couple of differences between rent to own and lease option agreements, although some individuals exercise the terms interchangeably. With a rent to own (or rent to buy) house, the buyer takes an understanding with the owner that part or all of the rent money will go towards the down payment of the home, and at a certain date, perhaps 2-5 years in the future, the renter will buy the home, applying the money that was set aside as the down payment.

There is normally not much money paid by the tenant/buyer at the start of the deal, outside of what would normally be needed for a rental house, therefore this is a good way to get into a home for little or no down payment. Another advantage to a rent to buy situation is that if you equate how much rent money is applied monthly to the house price, even if it is only 25-50%, it will still be much more money paid on the principal of the house than if you had taken out a loan for it.

If you look at how much money goes to the principal payment of a home with a typical mortgage loan, you will find that most of your mortgage payment in the beginning is just paying interest on the loan. A rent to own agreement, where the money goes directly to the payment of the home, could be saving you a lot of money in the long run.

With a lease-with-option-to-buy, a renter signs a lease agreement (often for a shorter period of time, like1-2 years, but it could be longer). The renter/buyer usually pays a sum in cash, usually non-refundable, to the owner in agreement to buy the house at a later date for the price agreed upon. The renter has the option or right to buy the home, so in the end they have a choice and can back out it they want. Some of the rent paid may or may not go towards the purchase price of the home.

This is a technique often used by real estate investors in periods when the interest rate is rising fast. This way they hope to buy the home at a lower interest rate on a later date. In the meantime, they will sublease the home to someone else, who will make the payments for them. Again, the terms “lease option” and “rent to buy” are pretty much used interchangeably today, so check with the owner to find out exactly what terms they are offering. Or approach an owner with your own offer for renting to own.

If you are a renter who is exhausted of paying somebody else’s mortgage and would prefer to actual pay off your own home, this is one of many ways that you can buy a home. One of the drawbacks is that you may decide not to purchase the home at a later date, and if this happens, you loose your rental credits. If your credit can be repaired in several years, this may be a great way for you to get your home now, and good motivation to clean up your credit for the future.